Selling a buy-to-let or second home? See your estimated Capital Gains Tax in seconds, and remember the 60-day reporting clock starts at completion.
Taxable gain
£0
after costs and your £3,000 allowance
Capital Gains Tax due
£0
to report and pay within 60 days of completion
Assumptions: 2026/27 rates, England and Northern Ireland, UK resident individual selling a residential property that was never your main home. Gain is sale price minus purchase price, buying and selling costs (legal fees, agent fees, SDLT, survey) and capital improvements. The £3,000 annual exempt amount is applied in full. Tax at 18% within your remaining basic rate band and 24% above. Jointly owned property splits the gain and doubles the allowances: enter your share only. Excludes private residence relief and losses brought forward. An illustration, not advice.
Before you exchange, not after, is when CGT planning works: spouse transfers, timing across tax years and every claimable cost. We handle the full property tax picture including the 60-day return itself. Talk to us first.