Tax Planning

Compliance tells HMRC what happened. Planning changes what happens next. We review your position before year end, while there is still time to act.

What’s included

Planning that pays for itself

The pre-year-end review

The most valuable meeting of your year. Before your company year end and again before 5 April, we review profit, salary, dividends, pensions and planned spending, then act while the numbers can still be changed.

Profit extraction, optimised

The right mix of salary, dividends and pension contributions changes as rates and allowances change. We recalculate it for you every year, not once when you joined and never again. Try our free director take-home calculator to see what your current mix actually leaves in your pocket.

Timing is a tax tool

Bringing equipment purchases forward, choosing disposal dates, using both spouses’ allowances and bands. Unremarkable decisions, taken at the right moment, that routinely save four figures.

Thinking past this year

Selling the company one day, bringing family in, passing wealth on. Reliefs like Business Asset Disposal Relief reward structures built years in advance, so we start the conversation early.

How it works

1. Talk to us. A free, no-obligation consultation where we learn your situation and you learn exactly what we would do differently.
2. Get your fixed quote. One monthly fee, agreed in writing before any work starts.
3. We handle the switch. Professional clearance, records, HMRC authorisations and software setup, all done for you.
4. Relax all year. Deadlines tracked, filings made early, and proactive advice before each year end.

Frequently asked questions

When should planning happen?

Two to three months before your year end, and again before 5 April. After the year closes, most doors shut. We diarise it so you never miss the window.

Is this only for limited companies?

No. Sole traders, landlords and investors all have timing, allowance and structure decisions worth planning. Companies simply have more levers.

Is this aggressive tax avoidance?

No. We use the reliefs and allowances Parliament created on purpose: pensions, capital allowances, spousal transfers and proper structures. Nothing that keeps you awake at night.

What does it cost?

Planning reviews are built into our Growth packages and above, and available as a fixed-fee standalone review if you just want a second opinion on your current setup.