Should your rental property be owned personally or through a limited company? Enter your numbers and see the annual tax difference in seconds.
Owned personally
£0
tax per year on this property income
Owned via limited company
£0
Corporation Tax per year
Assumptions: 2026/27 rates for England and Northern Ireland. Personal allowance £12,570 (tapered above £100,000), basic rate band £37,700. Section 24 basic rate credit at 20% of finance costs. Corporation Tax 19% to £50,000, 25% above £250,000 with marginal relief between, one company assumed. Dividend allowance £500, dividend rates 10.75%, 35.75% and 39.35% from April 2026. Excludes National Insurance, accountancy fees and one-off costs of moving existing properties into a company (Capital Gains Tax and Stamp Duty Land Tax can apply). This is an illustration, not advice: your decision should be based on a full review of your circumstances.
The calculator shows this year’s tax only. The full answer also depends on transfer costs for existing properties, mortgage availability, your long-term plans and how you take income. That is exactly what we cover in a free consultation, with the workings in writing.