Moving home, buying your first place, or adding to a portfolio? See your Stamp Duty Land Tax instantly, including the surcharges.
Stamp Duty Land Tax
£0
effective rate
Assumptions: residential rates for England and Northern Ireland from April 2025, current through 2026/27: 0% to £125,000, 2% to £250,000, 5% to £925,000, 10% to £1.5m, 12% above. First-time buyers pay 0% to £300,000 and 5% to £500,000, with no relief if the price exceeds £500,000. Additional properties add a 5% surcharge across all bands, and non-UK residents add a further 2%. Scotland and Wales use different systems (LBTT and LTT). Companies buying property use these additional-property rates in most cases. An illustration, not advice.
Buying through a company, mixed-use property, six or more dwellings, divorce and inheritance situations all change the SDLT answer, sometimes dramatically. Get the structure right before exchange: book a free consultation.