Property & SPV Accounting

Section 24 squeezing your margins? Wondering whether an SPV would save you thousands? We help landlords and property investors structure smartly, stay compliant and keep more of every rental pound.

What's included

Property tax, handled properly

Own in your name or through a company?

It is the single biggest decision a landlord makes, and the wrong answer costs thousands every year. Since Section 24, individual landlords receive only a basic rate credit for mortgage interest, while a company deducts interest in full but pays Corporation Tax and dividend tax on the way out. We model both routes using your actual rents, mortgage rates and other income, then give you a clear recommendation in writing.

SPV accounting without the admin

If you already hold property in a limited company, we run the whole compliance cycle: annual accounts, Corporation Tax returns, confirmation statements and the directors’ Self Assessments, all under one fixed fee. Our accounts are lender-ready, which matters when your next remortgage application lands on an underwriter’s desk.

Selling, gifting or restructuring

Sell a UK residential property and HMRC expects a report and payment on account of Capital Gains Tax within 60 days of completion. Miss it and penalties start automatically. We prepare the calculation, claim every relief available, and where there is flexibility we plan disposals across tax years and between spouses so the gain lands where the tax is lowest.

Buying the next one

Before you make an offer, we advise on the Stamp Duty Land Tax cost of the purchase, including the surcharges that apply to additional dwellings and to non-resident buyers, and on the cleanest structure to hold it in. A twenty-minute conversation before exchange regularly saves more than our annual fee.

Try it yourself: our SPV or personal calculator shows the annual tax difference on your own numbers in seconds.

How it works

1. Talk to us. A free, no-obligation consultation, by video call or email, where we learn about your situation and you learn exactly what we would do differently.
2. Get your fixed quote. One monthly fee, agreed in writing before any work starts. No hourly billing, no surprise invoices.
3. We handle the switch. We contact your previous accountant, collect your records, sort HMRC authorisations and set up your cloud software. You barely lift a finger.
4. Relax all year. Deadlines tracked, filings made, and proactive advice before each year end, not after it is too late.

Frequently asked questions

Should I move my existing properties into a company?

Sometimes, but never by default. Transferring a personally held property into a company is a disposal, so it can trigger Capital Gains Tax and Stamp Duty Land Tax unless specific reliefs apply. We run the numbers on your portfolio first, and if staying personal is cheaper, that is exactly what we will tell you.

I only have one rental property. Is this for me?

Yes. Most of our landlord clients started with one flat and a tax return that took them a weekend. We take that off your plate from day one and make sure you are ready for Making Tax Digital, which now applies to landlords with gross rents over the threshold.

Can you act for non-resident landlords?

Yes. We register you under the Non-Resident Landlord Scheme so rent can be paid gross, file your UK returns while you are abroad, and coordinate with the tax rules of the country you live in through double taxation agreements.

What does it cost?

Property packages start from £150 per month depending on portfolio size and structure. You get a fixed written quote before we start, and it does not change mid-year.